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Pocket More Profits With Business Model Innovation

Beware of business leaders who believe that they should just keep doing what’s always worked. To capture more of that potential, businesses should continually upgrade their business models (who, what, when, why, where, how, and how much of what they offer). Here are three examples of how to reckon about this question in terms of the dimensions who, where, and what.

Who Is Served and Where

Let’s first look at “who” is served. The lesson is to keep it simple. Change as small as possible while becoming more efficient and effective as an organization for your customers and beneficiaries. The simplest way to do this is to place more volume through an existing organizational structure without adding fixed costs or increasing the ratio of variable costs to sales.

In a for-profit organization you will naturally start by attracting the most profitable potential customers. If current customers buy a very small percentage (say 1 to 2 percent) of their needs from you, such a profitable expansion may simply be possible by selling 40 to 50 times more to selected current customers. You are already spending time and money to gather a small part of these customers’ total requirements. In many cases your overhead costs to provide more products and services would not increase.

Let’s assume your current pretax profits are 10 percent of sales and your contribution to profits before overhead costs is 30 percent of sales. This circumstance means that selling more of the same mix of offerings at the same price to an existing customer would nearly triple the profit contribution margin on the increased sales. Were that to occur, a 20 times increase in volume would lead to a 60 times increase in profits!

By contrast, if an organization picks people and organizations to serve who are located far away and desire less profitable offerings, this choice of who is served and where to serve them can increase costs to serve each customer and beneficiary versus doing more with the same customers. For instance, if the for-profit company seeks to serve new customers globally who require local support, the company’s overhead and the cost of offerings are likely to grow quicker than revenues. In that case, absolute profits may decline or even turn into a loss. See Exhibit 1 which quantifies this circumstance.

Exhibit 1: Adding Less Profitable Revenues in Diverse Locations Increases Offering and Overhead Costs

More volume doesn’t automatically translate into more profits. If you have to sell items with less profit contribution as a percentage of sales due to new customer preferences and your overhead costs grow, you’ll more than offset the profit gain you hoped to obtain. In this example, the corporate overhead cost remains nearly constant as a percentage of sales through the need to support more geographic areas with administration, while the profit contribution percentage drops from 30 percent to 20 percent. But, if overhead costs go up enough as a percentage of revenues, the effect can be to turn a profit into a loss.

Annual Pro Forma Financials Before Volume Expands

Revenues ,000,000

Cost of providing offerings 0,000

Profit contribution 0,000

Corporate overhead cost 0,000

Pretax profit 0,000

20 Times Volume Increase with Higher Offering Costs and Overhead

Revenues ,000,000

Cost of providing offerings ,800,000

Profit contribution ,200,000

Corporate overhead cost ,150,000

Pretax profit ,000

What Is Served

Selling or providing more of what you already offer can be a huge help in making efficiencies. But sometimes you are gaining virtually all of someone’s buys for those items.

When that happens, consider what else you can profitably sell or provide at a honest price with desirable qualities and service that the customers you already have want to buy. The advent of the Internet makes this evaluation much more potentially rewarding because postal, air freight, and electronic delivery choices enable you to serve most of the world.

As with the previous examples, this for-profit challenge requires considering the potential volume and the effects on overhead costs and profit contribution margins. Exhibit 2 shows the kind of effect that a positive change in volume can make by adding volume through more profitable items that do not increase overhead costs very much.

Exhibit 2: Adding More Profitable Items to Expand Revenues Without Increasing Overhead Costs as Rapidly Further Speeds Profit Growth

This example shows the profit multiplying potential of increasing profit contribution margins from 30 percent to 40 percent while decreasing corporate overhead costs from 20 percent to 3 percent of revenues. The result is a 7,700 percent profit solution. If revenues could be expanded even more, a 40,000% solution (a 2,000 percent squared solution) for profits could result.

Annual Pro Forma Financials Before Volume Expands

Revenues ,000,000

Cost of providing offerings 0,000

Profit contribution 0,000

Corporate overhead cost 0,000

Pretax profit 0,000

20 Times Volume Increase with Higher Profit Contribution Products and Limited Additional Overhead Expenses

Revenues ,000,000

Cost of providing offerings ,600,000

Profit contribution ,400,000

Corporate overhead cost 0,000

Pretax profit ,800,000

Copyright 2007 Donald W. Mitchell, All Rights Reserved

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eBay Selling Tips – What Can You Sell on eBay to Jam Pack Your Pockets With Cash?

eBay can be considered the equivalent of several of the best shopping malls in the world place together. It is only natural therefore that a series of rules and regulations govern every single transaction that takes place on eBay. When you know these rules and regulations along with the fine print, you will have no difficulty to identify what to sell on eBay. Here are some tips to help you enhance your knowledge on selling on this powerful auction site:

1. Using the tools

eBay comes with a series of useful tools. Many people do not bother to use or know the full implications of these tools. For example before you can choose on what to sell on eBay, you can complete trading history of any product of your choice. Know price patterns, saturation points, projected profitability and a host of other data. When these tools are correctly used, your task becomes much simpler.

2. The eBay search

eBay search is a very useful tool which helps people understands the latest trading facts on any given item. In using this tool, it is vital to key in exacting particulars, with special care being taken to enter precise spellings and right numerical relating to product keys and descriptions. Any error will translate to incorrect statistics being provided and potentially lead to colossal losses.

3. Key pointers

To choose what to sell on eBay, you should study some of the key pointers exhaustively. Some of these will include the average selling price vs. expected realization, profit expectations etc. Armed with that knowledge, you can proceed with your eBay business.

Your must have pocket guide to finding a excellent farm tractor for sale

This article would act as your reference guide to effectively finding a distress-free tractor for sale. The leisure activity of collecting and maintaining vintage farm tractors has exploded in popularity in recent years. The main driving force behind the growth in popularity of this pastime is believed to be the low cost of purchasing and maintaining this equipment. Also, these tractors can still contribute to working on the farm. Simplicity is a key factor in these tractors success. A major source of pride and enjoyment is often attributed to the fact that they can be restored nearly perfectly to their original condition. How do you go about avoiding a terrible investment choice while still getting what you want for your leisure activity or your farm?

The range of antique tractors to choose from is vast. As you would expect, your needs have a lot to do with what you should look for. You need to know your needs then you should translate this into a clear list of what you are looking for that will allow you to make a clear headed choice.

It may sound obvious but if you plot to buy a tractor for collecting or for use on the farm you will have a different set of requirements for each purpose. Many people will tell you that many of the most sought after antique tractors make poor day to day tractors and on the other-side careful renovation of an very well loved tractor may not be worth the effort (not to mention the cost of getting hold of parts no longer manufactured).

Before you do anything, it is imperative that you do your research fully and completely. Research manuals are available that hold this information providing every detail you need to know about a particular tractor model.
As you will be aware collectability, hours on the clock, PTO, etc make up the criteria for choosing what size, type, manufacturer, or model of vintage tractor you want, a more straight forward list of factors will be used for choosing the exact tractor you will buy. As mentioned earlier, restoring an vintage collectable tractor will have a completely different list of criteria.

More Pocket Translator Articles

The stunning iPod-like Navigator 12-language talking phrase translator is available in a striking white and dark gray end that appeals to tech-savvy travelers of all ages. Small enough and thin enough to be carried in a shirt pocket, Navigator translates and speaks more than 9000 common phrases in 12 languages and translates over 30000 words. All search functions are neatly and easily conducted using the built-in navigator wheel interface. Languages include English, German, French, Italian, Dutch, Turkish, Chinese, Arabic, Portuguese, Japanese, Spanish, and Italian. Translates and speaks 9000 common phrases in 12 languages. Translates 30000 words in 12 languages. Crystal-clear human voice. Simple-to-use navigation wheel. Memory function to save favorite phrases. Two-line backlit show maximizes screen visibility. Sightseeing information for all 12 countries. World time alarm clock. Currency and Metric Converter. Hangman and Quiz travel games. Includes two AAA batteries and Ear Buds. DETAILS SKU TTN-12 Weight 1.00 lbs Price: .95

Title says it Support the creators by buying the dvds. This was from a dvd source not internet source. I’m looking for a Japanese Translator. This was just a test. I don’t own Pocket Monsters. – Wall of Shame www.youtube.com (Thief copied the video from this account) Future videos will have watermarks. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for honest use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Honest use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of honest use
Video Rating: 5 / 5

TravelTalk transforms your pocket PC into a powerful personal translator. It comes preloaded with hundreds of ready-made phrases. Each phrase includes the translation and pronunciation guide, thus making it simpler to read aloud when needed. Download from Handster.com

Garmin’s new television commercial highlighting the nuvi. The pocket-sized Personal Travel Assistant. Navigator. Translator. Entertainer. Tour Guide. GPS.
Video Rating: 5 / 5

New pocket translator out of the box. It’s either made very cheap or something incorrect with it. I send a link to this video to the techsupport and wonder if there have rto be any latch to hold it open or it’s designed to be that flip-flop cheappo.
Video Rating: 0 / 5

Exclusively designed for the iPhone 4 Introducing the Awesome flashlight App for the iPhone 4. Unlock the hidden powers of the LED flash with Light-O-Matic. The Flash Light Never lose your sight again. Erase the darkness away. Enable the power of the LED with the Flashlight. Super bright LED casts several feet giving you a fantastic range of illumination. Morse Code Translator In distress while you’re on the go? Use the built-in Morse code translator to beam emergency messages. The Safety Mode A perfect companion for the athletic runner or cyclist. Flash on motion feature allows you to run or cycle with peace in mind. The Strobe Light Super responsive strobe light gives you an awesome party experience. Light up the scene with a professional grade DJ Strobe Light in your pocket.
Video Rating: 4 / 5

www.bgpetition.com Otkas ot filma za balgarite v Egeijska Makedonia “Edin narod sme” Celiat film moje da se gleda tuk: video.google.com “In the late 60′s I visited a village near Kastoria and questioned older women if they knew some of the songs from the Verkovich collection. They didn’t. As a matter of fact, they knew very few of the ancient songs because for a long time they had been worried that if some neighbors heard them singing such songs they might be deported to a rocky island in the Aegean. But they were still able to whisper for me the words of “Mama mi uplela shareni chorapi” and showed me inside the house the steps of this “oro”. And they whispered some of the words from another ancient song of the time of revolutions and wars, “Koj ushi bajrako, i mu klaji znako? Rajna od Panagjurishche”. I questioned them who Rajna was but they didn’t know, and, apparently, didn’t care, because they knew she was one of them. We whispered to each other without a translator or pocket dictionaries; I understood them and they understood me, and we knew that we were of the same people.” www.mak-truth.com
Video Rating: 4 / 5

How To Find Rare College Textbooks And Keep Them Light On Pocket Too

The starting of college or university classes is a new beginning in the life of any student. The student will be adding new skills and accomplishments not to mention experiences to his or her repertoire. But, everything is not hunky dory in such a situation. The first issue that a soon to start university student faces is the problem of finding college textbooks. As if availability was not the only issue, the student also has to take into account the kind of expenses that this could lead to. There are ways to find rare college textbooks at appropriate prices, all this requires just a small bit of sense and hard work. The following are some ways to help students in finding rare textbooks at reasonable rates.
     
   1. University Or College Bookstore:
 
   The first place where a student should search for the required books, as everyone knows, is the college bookstore. These stores usually have all the books available but charge a small extra than what can be found elsewhere. Such stores have both types of textbooks, i.e., used and groundbreaking new.

   2. Bookstores In The Locality:

   Universities and colleges have a propensity to spawn multiple bookstores in and around the locality. A student should realize that the more bookstores that exist around the university, the more the chances of him or her finding the required college textbooks at a cheap rate. Furthermore, these bookstore owners are also extremely helpful to students and can even arrange particular books on demand. Apart from physically searching for such bookstores in the locality, a student can also question his or her seniors for tips on which stores are well stocked and which stores are cheap.

   3. Internet:
 
   Internet is a excellent source for any kind of service or item. There are websites that cater to students and their search for books. A student should visit certain comparison websites and search for the relevant books. This would allow him or her to have multiple options along with having cheaper rates. These websites, in order to have proper stocks, are also open to buying textbooks for students. This translates into some percentage of the investment being returned to the student. Furthermore, some websites also rent out college textbooks for the period of the semester or year as per requirements. This is also an option for a student who is looking to cut down on expenses drastically.

   4. Senior Or Passing Out Students:

   When everything else fails, the best bet for a student to find his or her books at reasonable rates is to question around the campus for college textbooks on sale from students who are passing out. Some colleges and universities are also known to have a bulletin board where such information can be posted for the benefit of a new student. Also, instead of a bulletin board, there could be a notice board on either the college’s or university’s website for the student to go through. Sometimes, you may come across an independent student website as well.

 

Real Estate Investing: Translate Your Plans Into Actions

Probably, you have heard a lot of useful and efficient tips on how to boost your success in the real estate investing venture. Which among those have you tried and followed?

Sure you listen to tenured investors. You question for guidance from them. You also notice that their tips and pieces of advice are nearly the same. They may say the same thing but it depends on you to make things different. Only you can tell which of the many advice are right or not about investing in properties. Your experience will teach you the importance of turning your plans into actions. This is action versus word of mouth.

I set goals

It’s simpler to say than get this thing done. One of the very useful tips in real estate investing given to you is to always set your goals. Goals serve as your driving force. A excellent head start is to make small-term goals. By having feasible goals, you develop a sense of urgency to make things happen. Instead of making too idealistic goals, stick to simple ones such as closing a deal by the end of this week, or earning ,000 next Saturday. A goal turned into reality is the best motivation you can have. It gives you the impression that investing in properties is really a lucrative source of huge income; it is possible.

I want to be persistent

A real estate investor MUST be persistent. Having this right attitude is very vital, and of course, it’s simpler to say this than do. What do persistent people do? They don’t stop. So when you encounter hard-to-get properties perhaps, because of fickle minded sellers or lack of financing, don’t stop. Do something. Deliberately call the seller several times in a year. Who knows this time he might give in to your offer. Money should never be your problem. Investing in properties doesn’t force you to get money form your own pocket. Hard money loans are bridge to your real estate deals.

I Desire Steady Cash-flow

Steady cash-flow, this is the promise of real estate investing. How to do this? Don’t stop investing. Find deals one after the other. Keep on buying and selling properties. That’s the only way for you to earn on a regular basis. Don’t hesitate to invest in properties that require you to spend for capital. As stated, you can turn to hard money loans during financial emergencies.

A successful real estate investing career lies in your goals and actions working together. A excellent investor knows how to keep his promises. He knows how to turn goals into actions.

Learn more useful tips at REIWired.com. Know how to set achievable goals only from the experts in the investing world. Visit us now.

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Boca da Valeria: Primitive Pocket of the Amazon, Amazon River Forest, Royal Princess

Upon extension of the Royal Princess’s hydraulically-actuated tender boarding ramp on Deck 3, several tiny, wooden canoes barely large enough to support the village’s families and children and so immersed in the muddy Amazon that the water level had been parallel with their sides and had to be continually scooped back out, rowed out to the behemoth liner to look, gawk, and touch “civilization,” a lifestyle unknown to them and therefore something akin to an extraterrestrial visitor to the earth.  Although the ship’s passengers had keenly anticipated a taste of the local way of life, this first encounter had indicated that they considered the experience every bit the reciprocal and, if it had not been for their benign curiosity, they themselves could have been construed as “invaders.”

                Located at the confluence of the Amazon and Rio da Valeria rivers, Boca da Valeria, translating as “mouth of the Valeria River,” is representative of the thousands of tiny, isolated communities within the Amazon basin where basic, nearly-primitive “os riberinhos,” or “river dwellers,” live from the river and the rain forest in a dozen or so wooden houses supported by stilts, their 75 inhabitants frequenting a single school and church and sharing a communal manioc farm and produce field.  It can, by any measure, be considered the “real Brazil.”

                Covering the small distance from the Royal Princess to shore amid water-arching, pink dolphins, my tender penetrated thick, swampy, molasses with its dual-pontoon underside, circumventing two river boats before approaching the wooden, stilt-supported houses and thatch huts marking the Boca da Valeria “pocket of humanity,” which could equally have been considered a “pocket of (arrested) time.”  To the river dwellers, this had been “home.”  It had been all that they had known.  We had brought our preconceived “thoughts” of home, which had been all we had known.  Neither had been the same, or even remotely close.  Perhaps I would find some elements of commonality between the two during my visit.

                As I disembarked on to the tiny, wooden, floating dock, itself small more than a floating boat, I heard the words, “Welcome to the jungle!”—the last and only ones in English, filing on to the dirt path which had led to the throngs of villagers and native children, and quickly realized that we had shared the same desire to learn about and experience the divergent lifestyles of the other.  I had, in the process, served as the “bridge” between my world and theirs.

                The dirt path led past the line of thatched-roof stalls, which could be considered the village’s market and which showed their local, hand-made crafts, an economic activity primarily targeted at the tourists in the communal village.  The entrepreneurial process of buying, selling, and profiting had been entirely new to them.

                The stucco “Escola Municipal Sao Francisco,” or “Municipal School of St. Francis,” with a yellow and blue exterior and wooden shuttered windows devoid of any glass, featured a spartan interior of chairs and desks, a globe, and a blackboard, above which had been hung a banner with mathematical examples subdivided into the four functions, such as “adicao,” or “addition,” and “multiplicaco,” or “multiplication,” among others.  The single-room school had clearly served as the community’s core, or heart, and channel to knowledge, and pride of learning and high grades had been equally shared here and demonstrated by the homework and the drawings hung on the rear wall, human emotions spanning the distance from my hometown in the United States to this tiny village in the Amazon.

                Followed and surrounded by throngs of children as I inspected the classroom and feverishly took notes, I sensed their interest and curiosity, but not in my interest or activity, but instead in the perceived gifts I had brought for them and carried in the bag dangling from my hand.  That we all, as tourists, potentially carried items unknown to them from the modern world in this primitive puncture of jungle intensified their curiosity, but that they had been simply curious and wished to find out if I had brought anything for them had been no different than when I, as a small child, had peeked into a bag a visiting relative had carried and hopefully questioned, “Do you have anything in there for me?

                The village’s only “street” stood before me, a rocky, dirt path lined with a handful of stilt-supported wooden structures considered “houses,” each with a miniature boat like the one which had met my ship, for fishing and small-distance transportation, immersed in the brown water behind them.  They had clearly been the village’s thought of “a car in every garage,” although these “cars” had been the necessities of their lifestyle.

                One of the local women invited me into her house.  Door locks and police stations had been replaced by trust here, or perhaps the order had been inverse in my society.  Greed and materialism may well have vastly increased life’s comforts, but these “primitive” people had retained their virtues and hence connections with God, whose fulfillment seemed to obviate the need for these luxuries unless and until they had been faced with temptation.  Sadly, we, as tourists, represented that.

                The house, accessed by three crude, wooden boards serving as steps and subdivided into three rooms, had reeked of scarcity: a kitchen with small more than a table, a living room with a single seat, and a bedroom only identifiable as such by its wall-hung hammocks, but a piece of modern civilization, seeming grossly out-of-place, assaulted my eyes and ears and marred what had become my mental image of life here: a large, although very antiquated, black-and-white television.  Because of the world I had come from, it could have served as a welcomed sight; instead, it had only served to spoil it.  I had traveled here to learn and experience what had been
new,” not to view what I had already known, and I had quickly flicked my eyes away.

                The house across the “street” sported a hammock suspended between two stilts below what obviously had been its main floor and to one of them had been leashed a pig, which could have been the family pet or dinner, while steam rose from a dilapidated stove propped on the outside porch behind it.

                A perpendicular, inclining path led to the village’s communal produce field and manioc farm, the two principle sources of sustenance other than the river itself.  The path then disappeared into the rain forest.

                The Amazon rain forest itself, the world’s largest tropical rain forest bordered by the Guiana Highlands in the north, the Brazilian central plateau in the south, the Atlantic Ocean in the east, and the Andes Mountains in the west had been the village’s “backyard,” and occupies the drainage basin of the Amazon River and its tributaries, covering four million square miles in nine countries: Brazil, French Guiana, Suriname, Guyana, Venezuela, Ecuador, Peru, Bolivia, and Colombia.  It blankets 40 percent of Brazil alone.  Its existence is the result of high, stable temperatures, humidity, and rainfall.

                The rain forest, which covers more than two-thirds of the Amazon basin, is an extension of the dry forest and savanna in the north and south and the montane forest in the west, in the Andes.  Its dense vegetation, forming multiple-level closed canopies which impede all but ten percent of the sun’s rays from reaching the ground and extend upwards of 150 feet, support more plant life between these levels than on the ground itself.  Its extensive flora, averaging more than 250 tree species per typical acre, includes rosewood, mahogany, the rubber tree, and the Brazil nut.

                Several million species of insects, birds, and other life forms, some still unrecorded by science, include alligators, anacondas, boa constrictors, manatees, freshwater dolphins, piranhas, electric eels, catfish, and the world’s largest freshwater turtle, the 150-pound yellow-headed sideneck whose only other habitat is Madagascar.  Inland mammals include the jaguar, the tapir, the sloth, the red deer, and the monkey.

                Of the 16 million people who inhabit the basin, more than half live in rural settlements, such as Boca da Valeria, lining the river which provides their lifeline of food, water, soil for planting, and means of transportation.

                Reaching the end of the village’s main artery, which had been overgrown with some grass and sported a sizable stilt structure, I realized that my temporary time and culture warp had been suddenly shattered, as if a smooth-driving car had suddenly collided with a brick wall, when the clearing had revealed that coffee color-appearing water known as the “Amazon” supporting the high-rise, balcony-lined metropolis designated Royal Princess.  The shatter had pertained more to my emotions than anything else, my feelings of primitive solitude, innocence, simplicity, and lack of materiality to which to attach my soul cracking with the ease of glass.  That floating metropolis would, in a scant few hours, take me away, away from both geographical location and emotional simplicity, the latter of which somehow fostered spirituality, and return me to physical